The Senior Citizens League Says Beware, “The Retirement Cost Most People Get Wrong”

Alexandria, VA (PRWEB) March 18, 2015

Its possibly the biggest challenge for people planning retirement budgeting for the cost of health changes as we age, warns The Senior Citizens League (TSCL). Careful planning is critical, because healthcare takes a significant chunk of most retirees Social Security benefits right from the start.

But that chunk grows bigger as peoples health declines with age, says TSCL Chairman, Ed Cates.

TSCL cites the following example of how healthcare costs can balloon when a new health condition is discovered.

In one case that we know of, a healthy individual, who turned age 59 in 2010, spent $ 3,348 in health insurance premiums that year and $ 201 in annual out-of pocket costs, says Cates. Early the following year the patients doctor discovered a wheeze and referred the patient to a pulmonologist. In 2011, the patients premiums had jumped 18 percent to $ 3,948, and out – of – pocket costs were $ 1,004 five times the out – of – pocket costs of 2010. But by 2014 the patient spent $ 4,164 on premiums, 24 percent more than 2010, and a total of $ 5,867 out – of – pocket, more than 28 times the amount spent in 2010, Cates says.

Bottom line? Premiums and out of pocket costs jumped 183% in just four years, Cates notes. And unfortunately theres nothing unusual about this case its all too typical, he adds. There is some good news. This individual should see significantly lower premium costs next year, once 65 and starting Medicare, Cates observes. But further changes in health could mean similar rounds of rising out of – pocket costs, he warns.

Growth in healthcare costs occurs two ways. In addition to healthcare cost growth due to age changes, healthcare costs also grow several times faster than overall inflation and annual Social Security cost-of-living adjustments. That takes a growing share of Social Security income over the course of retirement. According to the 2014 Medicare Trustees report, in 1970, shortly after the start of Medicare, average Part B benefits were only one-twelfth the amount of average Social Security benefits.


Mendham, N.J. (PRWEB) March 23, 2015

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After extensive research of African American History as well as being politically and socially active for civil rights, Nusbaum wrote Ere

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WellCare Partners with The Results Companies to Bring More than 150 Jobs to Paris, TX

TAMPA and FORT LAUDERDALE, Fla. (PRWEB) March 03, 2015

WellCare Health Plans, Inc. (NYSE: WCG), and The Results Companies (Results), a premier global customer experience provider for Fortune 500 companies, today announced a partnership that expands WellCares call center operations and brings more than 150 jobs to Paris, Texas. As a result of the expansion, a new call center, The Results Companies Customer Experience Center, has been established in Paris. The facility provides customer service support for WellCares Medicaid, Medicare and Prescription Drug Plan businesses.

WellCare and Results celebrated the grand opening of the facility with a ribbon cutting ceremony. Local community leaders, including State Rep. Gary VanDeaver (D-1) and members of the Lamar County Chamber of Commerce participated in the event.

“I would like to thank WellCare and The Results Companies for their long-term commitment to providing jobs that will help to boost and support our local economy, said State Rep. Gary VanDeaver (HD-1). The creation of more than 150 jobs is confirmation that Paris has much to offer employers and employees.”

I am pleased that WellCare and Results have chosen Paris for their expansion, said State Sen. Kevin Eltife (SD-1). Paris offers a skilled workforce and pro-business climate that will contribute to their long-term success.

This new call center supports WellCares mission to assist our 4.1 million members in accessing the care and services they need to be healthier and to enjoy better quality lives, said Scott Black, WellCares vice president, channel communication services. We look forward to working with Results to become a valuable business partner in this community.

As The Results Companies continues to grow, we are excited about expanding in Paris, Texas with WellCare, one of our most tenured clients, said Robert Rapp, Results Chairman and Founder. Results understands that the success of this opportunity is based on a strong partnership – a partnership between Results, WellCare and the community of Paris. Partnerships only succeed when all parties are invested in the outcome. We look forward to the community of Paris helping Results support WellCare and its other clients.

The new facility is expected to be fully operational by the end of March and still has approximately 25 open positions. For more information about the positions or to apply, visit the companies websites at and

As of Dec. 31, 2014, WellCare serves approximately 29,000 Medicare Advantage and 127,000 Medicare Prescription Drug Plan members in Texas.

About WellCare Health Plans, Inc.

WellCare Health Plans, Inc. provides managed care services targeted to government-sponsored health care programs, including Medicaid, Medicare, Prescription Drug Plans and the Health Insurance Marketplace. Headquartered in Tampa, Fla., WellCare offers a variety of health plans for families, children, and the aged, blind and disabled. The company serves approximately 4.1 million members nationwide as of Dec. 31, 2014. For more information about WellCare, please visit the company’s website at or view the companys videos at

About The Results Companies

For more than 20 years, The Results Companies has served as a premier global customer experience provider for Fortune 500 companies and uniquely designed, built and operated award-winning call centers that have set the standard for innovative customer-focused contact solutions. We offer a full range of services that include customer service, acquisition, enrollment, retention, membership support services and transaction processing to outbound sales and retention campaigns. Entrusted with over 45,000,000 relationships a year, our success and proven ability to respond to our Partners growth has enabled us to expand our global footprint. With over 9,300 employees in 18 locations in the United States, Philippines, and Latin America, The Results Companies expertise extends beyond call centers. Were experts in representatives, analytical technologies, brand fulfillment and creating strategic advantages for our Partners. Visit to learn more.

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