Understanding the Health Insurance Marketplace in Maine – Whiteboard video

Understanding the Health Insurance Marketplace in Maine - Whiteboard video

Need help paying for health coverage? Help is on the way! Mainers can get help buying health insurance plans that meet their needs on the new Health Insuranc…

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Video Rating: 4 / 5

Discovery Health Partners Wins 18 New Healthcare Customers in 2014

Itasca, IL (PRWEB) January 20, 2015

Discovery Health Partners, a division of LaunchPoint, announces dramatic growth in clients and headcount for 2014, as the firm continued to expand its payment integrity solution suite and drive measurable results for its healthcare clients. Discovery Health Partners has responded to the increased market pressure on health plans by delivering next-generation payment integrity software and solutions to improve recoveries, avoid costs, and optimize revenue. The company added new health plans to its client roster every quarter in 2014, in effect doubling the number to 37 clients, including two of the top five payers and seven clients in Blue Cross/Blue Shield organizations. Currently, Discovery Health Partners software processes 10,000,000 unique lives under management, with 65 percent of 2014 revenue coming from new customers.

Since January, Discovery Health Partners has won multiple new healthcare clients including Summacare, Hometown Health, Physicians Plus, Health Choice and one of the top five health plans in the country, among others. In addition, the company expanded its work with the former Lovelace Health Plan and with Fallon Health to bring proven solutions that address the changing needs of the marketplace.

To service this client demand, Discovery Health Partners grew employee headcount 62 percent in 2014, adding 30 employees in the fourth quarter alone. New employees support clients as recovery and business data analysts, senior software security architects, call center representatives and legal experts.

The Discovery Payment Integrity Suite includes Discovery Analytics; Discovery Claims Analytics; Discovery Coordination of Benefits; Discovery Eligibility; and Discovery Subrogation. Discovery Health Partners plans to continue hiring in 2015 at a similar rate to 2014.

Discovery Health Partners recently published the following client successes:

The 5 Basic Steps to Getting the Financial House in Order

Scottsdale, Arizona (PRWEB) January 07, 2015

Dr. Jack Singer says the continual accumulation of debt may be a psychological disorder. At Ash Brokerage Corporation, getting your financial house in order is the key to financial freedom.

Pay the Breadwinners First

Most people have monthly bills with no monthly budget. Creating a budget will help manage spending on goods and services. Paying the breadwinners first, before any other budgetary commitment, can deliver financial peace of mind, which is worth much more than empty self-esteem through the purchases of unnecessary items. If there’s no money leftover at the end of the month, then its time to reduce monthly spending and have a garage sale. Paying the breadwinners first is the most important check to write. And when you get to the point where the breadwinners getting a check first, where does the money go?

Pay Down Debt

Reducing debt not only creates more cash flow, but it also can begin to create net worth. Second mortgages, credit card debt or car payments can destroy cash flow and make it practically impossible to create personal wealth. Paying down debt with a systematic pay off plan is the only way to get out from under the weight of debt and the stress it causes. And its not just the price tag of meds for insomnia, but also the price tag of relationships that can end in divorce over money. So start managing down debt and start experiencing cash flow, then create an emergency fund.

Create an Emergency Fund

Life just happens. And life happens without warning. If its not some sudden home repair, its fixing the car. And if its not replacing possessions, its about personal health. Trips to the ER and medical problems seem to surface out of nowhere. And keep in mind a breadwinner’s income is not guaranteed. Anyone can be downsized out of a job overnight. So creating an emergency fund that covers all insurance deductibles is absolutely necessary, including a rainy day fund for at least 90 days of unemployment. Establishing both of these accounts can help weather a sudden financial storm. Then its time to start saving for the long haul of retirement, providing your not renting a home or apartment.

Stop Renting & Buy a House

Renting versus owning a home is more important than ever. 35 year veteran Realtor Michael Bodeen was recently said, “Demand and price appreciation in the Phoenix-Scottsdale metro market will begin to hit another stride this Spring. With interest rates remaining at historic lows and a renewed optimism about the economy many renters will again become owners.” So nows the time to scrimp, scrape and work overtime for a down payment on a home. Throughout most of the country, its a buyers market; so there are deals to be had. And lenders are loosening their grip on issuing mortgages. And for most of the middle class, mortgage interest and property taxes are deductible, so thats an additional incentive. Now back to saving for the long haul.

Start Saving for Retirement

No one works forever. Eventually, everyone slows down and stops working altogether. Social Security can help, but no one really knows what benefits will be available decades from now. So its important to take responsibility for the future. It’s important to start saving for retirement, especially in a 401(k) plan, where the employer matches employee contributions and/or the plan participant is in a high effective tax bracket. But if either of those scenarios don’t exist, then you should consider a Roth IRA or a cash value life insurance policy designed for optimum accumulation. They’re not deductible like a 401(k) plan, but can generate tax-free distributions if designed correctly.

Getting the old financial house in order can bring a renewed sense of accomplishment, but it requires a plan and will power.

Health Insurance: Understanding Deductibles and Coinsurance

An educational video about health insurance deductibles and coinsurance. What a deductible is, what coinsurance is, and how they work. And the differences in…
Video Rating: 5 / 5

This video helps applicants understand the tradeoffs between the cost of getting care and monthly premiums. We accept comments in the spirit of our comment p…
Video Rating: 3 / 5