Med-Care Diabetic & Medical Supplies, Inc. Partners with Lifescript to Provide Online Diabetes Health Center


Boca Raton, FL (PRWEB) October 31, 2014

Med-Care Diabetic & Medical Supplies, Inc., a leading wellness company founded on the highest principles of patient care and service, announced a new partnership with Lifescript, a leading health and wellness website, to provide an online Diabetes Health Center for those living with diabetes.

The Diabetes Health Center will provide topical information featuring news, physician consults, tips and recipes for those living with diabetes. Content will feature advice from leading medical experts and nutritionists and be promoted through Lifescript newsletters, emails and social media platforms. The Diabetes Health Center will be readily available to Lifescript readers as well as the more than 350,000 Med-Care patients.

More than 29.1 million Americans are living with diabetes according to the American Diabetes Association. Type 2 diabetes remains a common and prevalent illness that is commonly undiagnosed. There is an urgent need for relevant and news based information on diabetes and Lifescripts Diabetes Health Center makes it all available to users on one easy-to-navigate online platform.

“Managing Type 2 diabetes is a full-time job,” says Christian Pran, senior vice president of sales at Lifescript. “As the leading publisher of online health content, we’re excited to partner with Med-Care on this important educational resource to help patients live well with the condition.”

We are thrilled to embark on this partnership with Lifescript to provide a Diabetes Health Center, said Steve Silverman, founder and CEO of Med-Care. Over 4 million users have already opted in to receive news and information about diabetes from Lifescript and were happy to sponsor content that will prove to be a valuable resource for both Lifescript users and Med-Care patients.

ABOUT MED-CARE DIABETIC & MEDICAL SUPPLIES, INC.:

Med-Care Diabetic and Medical Supplies is a leading wellness company, founded on the highest principles of patient care and service. Med-Care helps patients manage their chronic conditions by providing cost-effective, high-quality medical and pharmacy supplies delivered directly to their homes.

Established in 1999 by Dr. Steve Silverman, the company has more than 500 employees and serves more than 350,000 patients from its headquarters in Boca Raton, Florida and distribution centers in Florida and Tennessee. Med-Care is accredited by The Joint Commission (T.J.C), the most prestigious accrediting organization recognized by Medicare. Since its inception, Med-Care has been an accepted provider for Medicare, Medicaid and hundreds of private insurance companies nationwide. The company follows Medicare billing guidelines meticulously. For more information on Med-Care, visit medcareinc.com or call 1-888-777-0737.

ABOUT LIFESCRIPT:

One of the fastest-growing online health and healthy living publishers, Lifescript.com (http://www.lifescript.com/) attracts 10 million unique visitors monthly and is the leading website focusing exclusively on women’s health. More than 7 million readers also subscribe to Lifescript’s six daily email newsletters. The company is headquartered in Newport Beach, CA with offices in New York City, Chicago and San Francisco.







USHEALTH Group, Inc. Acquires Enterprise Life Insurance Company


Fort Worth, Texas (PRWEB) December 22, 2012

Fort Worth, Texas-based insurance holding company, USHEALTH Group, Inc. recently added to its insurance company holdings by acquiring Enterprise Life Insurance Company of Irving, Texas. The transaction, which was completed on December 11th, strategically positions USHEALTH Group for planned market expansion and additional branding opportunities in 2013.

Enterprise Life Insurance Company is strategic to USHEALTH Groups planned expansion into key opportunity markets, commented USHG President and CEO, Ben Cutler. This acquisition provides USHEALTH Group a third insurance underwriting company with which, we can accelerate our plans to enter new markets with our innovative product designs focused on the under age 65 individual health insurance market.

Through its current insurance subsidiaries, Freedom Life Insurance Company of America and National Foundation Life Insurance Company, USHEALTH Group has introduced product innovations such as fixed-rate health plans, guarantee-issue fixed indemnity coverage and optional Step-Up benefits riders for its line of underwritten fixed indemnity health products.

The companys fixed-rate insurance concept, first introduced in 2006, allows consumers to lock in their health premiums for a period of up to 36 months, thereby making it easier for them to budget for their insurance needs over the long term. In 2010, the company introduced a unique line of underwritten fixed indemnity health products that provide consumers the option to Step Up or, increase their benefits without additional underwriting. This unique option allows consumers to purchase the appropriate level of coverage to meet their current needs yet, provides them the ability to increase coverage without additional underwriting in the event of a serious illness or injury. In 2011, the company introduced several a new sickness plans, as well as several new accident plans.

Im excited by the prospect of bringing these innovative product designs to new markets in 2013, stated Troy McQuagge, President and CEO of the companys wholly-owned distribution arm, USHEALTH Advisors. Our company has experienced exponential growth since the introduction of these products and we see the potential for even more growth, as we establish a presence in opportunity markets. Just as our Field Force of dedicated Agents enjoys today, agents in these new markets will be afforded a richly rewarding career opportunity representing a robust, innovative product portfolio backed by an exceptional, well-managed company.

USHEALTH Groups growth plan includes continued expansion of its presence in the companys current markets and additional opportunity markets through development of new office locations within strategic population centers.

About Enterprise Life Insurance Company

Enterprise Life Insurance Company was originally incorporated in 1978 and is licensed to provide life, annuity and accident insurance coverage. The company was purchased in 2012 by USHEALTH Group, Inc.

About USHEALTH Group, Inc.

USHEALTH Group, Inc. is an insurance holding company based in Ft. Worth, Texas focused on providing innovative health coverage for self-employed individuals and small business owners. The goal of USHEALTH is to combine the talents of its employees and agents to market competitive and profitable insurance products, while providing superior customer service in every aspect of the companys operations.

About USHealth Advisors, L.L.C.

USHEALTH Advisors was founded in 2009 as Security Health Advisors, L.L.C. It is a wholly-owned national health insurance distribution arm of USHEALTH Group, Inc. The company sells individual health coverage and supplementary products underwritten by The Freedom Life Insurance Company of America and National Foundation Life Insurance Company, wholly-owned subsidiaries of USHEALTH Group, Inc. The company is focused on serving Americas self-employed, small business and individual insurance market through its captive Agent sales force.







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Robert Cardona LTC Insurance Solutions Inc. Shares Six Factors That can Make a Long Term Care Insurance Policy More Affordable


Beaumont, California (PRWEB) May 04, 2012

Price is what scares away most prospective long term care insurance buyers. If a policy is designed to insure almost every possible scenario encountered and guaranteed to pay a lifetime benefit, the premium price will be numbingly high. There are ways to optimize a policy, so the premium can be cheaper.

71% of Medicare recipients mistakenly believe Medicare is a primary source for covering long term care. This is according to the recently released results of Genworth’s 2012 Cost of Care study. In reality, Medicare does not cover the cost of most long term care needs and will only pay for about 100 days of skilled nursing care. Afterward, the insured is 100% responsible for the costs. Sadly enough, 87% of people under the age of 65 mistakenly believe their private health insurance will cover the cost of long term care.

The following factors can make a difference when purchasing a policy:

Facility Daily Benefit is the actual cost per day that a policy will cover. It’s a good idea to ask for quotes based on a policy that would cover $ 100 per day, because then it’s easy to determine a higher or lower multiple based on that number.

Facility Benefit Period is the actual length of time that a policy will pay out. The average stay in a long term care facility is about two years, but most people need care for even less. If a lifetime benefit seems too costly, than a five-year benefit should be considered instead.

Home Care Daily Benefit is the percentage of the policy benefit that can be applied to skilled care in the home. This is the favored method for most people, and plans offering 100% of the benefit pertaining to home care should definitely be considered.

Inflation Protection is a benefit that takes future health care costs inflation into consideration. Future costs of health care are expected to rise. This should be a cardinal concern for potential policy holders. If the potential buyer is in their 50s or 60s, compound inflation protection should be considered. If they’re in their 70s or older, the premiums are likely to be extremely costly, so a simple inflation protection or none will reduce the costs of a premium.

Facility Elimination Period is the initial time in which a policy will not pay. Since Medicare will usually pay for the first 100 days, it’s wise to consider an elimination period of 90 days or more.

Marital Discounts are significant discounts for couples who plan on purchasing insurance together. Many insurance companies offer shared policies that offer less underwriting and reduced costs. Research is suggested however. If a spouse has a history of heart disease, this means they’ll have a higher risk of death and should consider opting out. Nonetheless, a spouse with a family history of dementia should strongly consider applying before symptoms occur. Once symptoms arise, that spouse will likely be denied.

If the potential buyer has liquid assets valuing more than $ 2 million, it is suggested that they consider self-insuring the chance of an event This is just as long as their retirement withdrawal rate is not depleting their nest egg. However, if a potential buyer’s net worth is below $ 250,000, an event would consume the nest egg so quickly that paying insurance premiums would be impossible. Although in that situation, Medicaid might qualify them once debility sets in.

What could be the solution to high-priced premiums? It is suggested to only partially insure the chance of a Long Term Care incident. A policy with a reduced benefit like $ 100-150 per day should also be taken into consideration along with a shorter benefit period, such as three to five years. This would still allow some coverage for less.

About Robert Cardona LTC Insurance Solutions Inc. – Robert Cardona, a health care provider for the past 20 years and owner of Robert Cardona LTC Solutions Inc. has a sincere desire to help potential clients plan for in-home or custodial care. By promoting self-esteem through physical and emotional well-being, his understanding of the occupational therapy philosophy is shown. (Padvocacy.net)

Robert Cardona would be honored to serve as the insurance agent of choice when considering the appropriate insurance product to meet every individual’s needs. Robert Cardona LTC Insurance Solutions Inc. offers alternatives to prevent leaving burdens on unsuspecting offspring. These alternatives will ease future financial, physical, and emotional pressures left on friends and family when LTC becomes a medical necessity. This allows harmony and self-confidence that the forefathers of the current generation knew. What was once taken for granted, must now be planned.







Kemper Corporation Initiates Re-branding with Total Compensation Statements from Benefit Software Inc.

Santa Barbara, CA (PRWEB) February 15, 2012

Benefit Software Inc. (http://www.bsiweb.com), a leading Software as a Service (SaaS) provider of online employee benefits administration, employee self-service, and benefits communication solutions, today announces that Kemper Corporation successfully launched its rebranding strategy using custom designed Total Compensation Statements to highlight its new name to 2,700 employees. There’s long been an awareness of the relationship between Total Rewards Statements and employee satisfaction, productivity, and retention. Kemper Corporation used the statements as a key component of its internal branding initiative, which a growing number of organizations are undertaking to better align and focus their workforce with new and emerging business challenges.

We entrusted Benefit Software with the production of a comprehensive statement that would unify our divisions under one namea key objective, says Adam Alsleben, CEBS, Manager, Defined Contribution Plans, Kemper Corporation. In addition, the statements really allowed our employees to see the full value of their individual compensation and benefits; it was our goal for them to see beyond their salary. We have more than met this goal and the statements will serve as an ongoing tool to reinforce employee retention. For instance, we included 401(k) projections in the statements so they can see the potential long-term benefit of their contribution as a Kemper employee.

Total Rewards Statements have renewed significance as more companies are investing time and resources into internal rebranding efforts to increase employee job satisfaction and retain top talent, said William Smith, Vice President, Sales, Benefit Software Inc. As shown by Kemper, our Rewards Statements can be easily integrated into an organization’s communications, giving employees a clear, personalized view of their value and the resources that management puts at their disposal. Kemper also demonstrates how Total Rewards Statements are essential to organizations looking to prepare their workforce for new challenges ahead.

Benefit Software Inc. supports over 500 organizations annually in the production and distribution of Total Compensation Statements that educate employees on the total value of their employer-provided compensation and benefits.

About Kemper Corporation

The Kemper family of companies serves over 6 million policyholders across the United States. Kemper is a diversified insurance holding company with subsidiaries that provide life, health, auto, homeowners, rental and other insurance products to individuals and small businesses. Kemper serves its customers through a network of independent agents, brokers and career agents as well as directly to consumers via direct mail, web, employer-sponsored benefit programs and other affinity relationships. With over $ 8 billion in assets, Kemper employs about 7,000 associates.

About Benefit Software Inc.

Benefit Software Inc. (BSI) is a leading Software as a Service (SaaS) provider of highly effective employee benefits enrollment and communication solutions. In addition to developing and hosting Fringe Facts